Last Updated: July 2026

1. Introduction

Finsiva ("we," "our," or "us") is committed to protecting the privacy of our users. This Privacy Policy explains how we collect, use, and safeguard your information when you visit and use our tax calculators, guides, and tools. We believe that transparency about data practices is essential to building trust, especially for a platform that handles sensitive financial topics.

This policy applies to all services offered through finsiva.com and any related subdomains. By using our site, you agree to the practices described below. If you do not agree, please refrain from using our calculators and guides.

2. Information We Collect

Finsiva calculators operate entirely in your browser. We do not collect, store, or transmit any personal or financial data entered into our calculators. All calculations are performed locally on your device. When you use a calculator, the numbers you type remain on your computer or mobile device and are never sent to our servers.

We may collect anonymized usage data to improve our services. This data does not contain personally identifiable information. Analytics help us understand which countries, calculators, and guides are most useful so we can prioritize updates accordingly. We track page views, button clicks, and navigation patterns at an aggregate level. No individual user actions are singled out or stored with identifiers.

In addition, we collect minimal technical information necessary to serve pages securely. This includes your IP address, browser type, device type, and approximate geographic location derived from your IP. This information is used solely for security monitoring, performance optimization, and compliance with hosting provider requirements. It is not linked to any calculation inputs.

3. How We Use Your Information

Since we do not collect personal data, there is no use of personal information beyond the anonymized analytics that help us improve the website experience. Usage patterns inform UI improvements, content expansion, and performance optimizations. For example, if analytics show that users from a particular country frequently access the GST calculator, we may prioritize expanding that country's coverage.

Aggregate statistics may also be shared with hosting or infrastructure providers to diagnose performance issues or security threats. These disclosures are made under strict data-processing agreements that prohibit further retention or use of the data.

4. Data Storage and Security

All calculations are performed in-browser. No user data is stored on our servers. No financial or personal information is stored, transmitted, or shared with any third party. We use HTTPS across the entire site to protect data in transit, and we configure security headers to minimize exposure to common web vulnerabilities.

Our hosting infrastructure is managed by third-party providers that comply with industry-standard security certifications. We do not maintain custom databases for user inputs because none are collected. The only persistent data on our servers are the static files that make up the site, the analytics configuration, and operational logs that are automatically rotated after a short period.

5. Cookies

Finsiva uses minimal cookies for language preference and theme (light/dark mode) settings only. These cookies do not track or store any personal or financial information. You can disable cookies in your browser settings, though some site features may be affected.

We do not use advertising cookies, retargeting pixels, or social media trackers. If you disable cookies, the site will still function, but you may need to manually reselect your theme or language on each visit. We are exploring cookie-free alternatives for these preferences, such as URL parameters, and may implement them in a future update.

6. Third-Party Links

Our website may contain links to third-party websites or government tax authority pages. We are not responsible for the privacy practices of those external sites. We encourage you to review the privacy policies of any external site you visit.

When we link to a government tax authority, the destination site may have its own data collection policies that differ from ours. We cannot control or audit those practices. If you are concerned about data privacy on external sites, we recommend using privacy-focused browser extensions or checking the site's privacy policy directly.

7. Children's Privacy

Finsiva is not intended for children under the age of 13. We do not knowingly collect data from anyone under 13. If you believe a child has provided us with information, please contact us and we will remove it.

Parents and guardians should supervise minors using our calculators, particularly when sensitive financial information is discussed. Our content is written for adult audiences and assumes a basic understanding of tax terminology. We do not market to children and do not include features designed to appeal to minors.

8. International Data Transfers

Finsiva is hosted on servers located in data centers operated by our infrastructure providers. These data centers may be in jurisdictions with data protection laws that differ from your country of residence. Because we do not collect personal data, the risk associated with cross-border data transfers is minimal. Anonymized analytics and technical logs may traverse international networks as part of standard internet infrastructure.

If you are located in the European Economic Area, the United Kingdom, or another region with strict cross-border data rules, please note that our site is designed to comply with the principle of data minimization: we only process the minimum data necessary to deliver the service. We do not transfer personal data to third countries for commercial purposes.

9. Your Rights

Depending on your jurisdiction, you may have rights regarding your personal data, including the right to access, correct, delete, or restrict processing. Because Finsiva does not collect or store personal data, many of these rights are automatically satisfied. If you believe we hold any personal information about you, please contact us and we will investigate promptly.

If you have provided personal data through a contact form or email, you may request that we delete that data by contacting the same channel. We will comply with deletion requests within 30 days, unless we are required by law to retain certain correspondence for compliance or dispute resolution purposes.

10. Changes to This Policy

We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated "Last Updated" date. Continued use of the site after changes constitutes acceptance of the updated policy.

When we make material changes, we will also display a notice on the site homepage for at least 30 days. Non-material changes, such as clarifications or contact-detail updates, may be made without additional notice. We encourage users to review this page periodically to stay informed about our data practices.

11. Data Breach Notification

In the unlikely event of a data breach affecting user data, we will notify affected users and relevant authorities within 72 hours in accordance with applicable data protection regulations. Because we do not store personal data, the risk and impact of such an incident are significantly reduced.

Our incident response plan includes immediate containment, forensic investigation, and communication with affected parties. We maintain insurance coverage for cyber events and regularly test our backup and recovery procedures to ensure business continuity.

12. Contact Us

If you have any questions about this Privacy Policy, please contact us at support@finsiva.com. For more information about our site, see our About page and Editorial Policy.